đŸŽ¯Our Mission

Whimsy is no stranger to how great real estate is at building & protecting wealth. This is why our mission is to reduce the barrier of entry for would be real estate investors and provide tools to empower communities to make decisions over their assets. Disrupting the industry and completely changing how people buy real estate.

What We Do

Whimsy is simplifying the way people invest in tokenized real estate. Through our platform, users can invest in rental properties from different sectors of the industry such as residential, commercial, triple net and special purpose real estate. Lowering that barrier to entry allows users to invest in their preferred market for as little as $100 and participate in their share in appreciation and depreciation of premium real estate assets. Join us as we disrupt the real estate industry with innovative technology and adhering to a policy of transparency by burning down the walled gardens business model by sharing all our data and giving the power back to the community.

We are tokenizing real estate assets via security token offerings (STOs), a legally-compliant way to bridge real world assets to on-chain tokens, and providing a platform that offers solutions that make it easy govern, manage and purchase tokens. These property tokens become your digital representation of your ownership percentage that can be used to tap into liquidity in decentralized finance (DeFi), leverage and returns on assets in traditional finance.

Whimsy will not be buying or holding any asset tokens beyond the initial sellout of a newly listed property. After the asset tokens are in the possession of the community members Whimsy will begin its responsibility as the property management service or appoint a third-party solution if the property is out of region.


Frictionless Transactions

Reducing the friction that usually comes with a real estate purchase. This includes, but is not limited to registration, legal, escrow, deed & title searches, and incorporation. These steps in the home purchase process slow down the purchasing process. With our technology these steps are handled for you automatically and only have to be completed once at the time of purchase. Any and all purchases of the property tokens there after represent the percentage of ownership the individual holds. Making every purchase and sale an instantaneous transfer of value.

Transparency

Utilizing blockchain technology ensures that our data & transactions stick to a fully transparent and public policy. This includes the source of our market data such as home evaluations, month-to-month price changes, transaction history and legal documentation. Removing barriers between what retail and institutions have access to only improves the decisions that can be made when choosing to invest.

Tokenization of Real-World Assets

Simplifying the tokenizing and registration process for newly added real-world properties is part of the change that will digitize the real estate industry. Bringing the real estate world to the blockchain through tokenization removes the "too many hands in the cookie jar" problem. Every step of the way when purchasing property you have always needed to grease the gears that move the acquisition machine forward. There is no need for lawyers, brokers, realtors, inspections, or qualifying for pre-approval. It is painless peer-to-peer transactions with pre-verified users so transactions can be trustless in nature.

Tokenizing these real world assets allows us to leverage new and evolving technologies that already have the infrastructure for payment rails, low transaction fees, and the ability to guardrail users by building safeguards and automatic refund systems into our property tokens. Paving the way for anyone to invest in real estate regardless of credit score, bank balance and business relationships.

Community Investment

We mentioned that home affordability for the individual has become a distant dream while institutions and the wealthy can go shopping without any competition, but it doesn't have to be this way. Communities have always been the strength behind movements. Via our community acquisition process we can take part as a group in an investment property.

All property listings on our platform will secure funding through community-driven equity participation. Our platform provides individuals with the means to combine their resources for real estate investments, utilizing the concept known as community acquisition. In traditional investment terms, acquisition entails the purchase of a company's shares. Typically, individuals rely on banks to access leverage for their investments, subject to various criteria like collateral, credit scores, FICO scores or substantial net worth, which can limit accessibility for the majority of people.

The concept of community acquisitions is founded on the notion that groups of investors can collectively achieve the same purchasing power as institutional investors, thereby reducing reliance on banks and opting in for a trustless system. In the future, we intend to collaborate with institutions and directly provide lending, allowing users to use their ownership stake in a property as collateral in exchange for debt. This approach grants individuals the autonomy to make informed decisions regarding the inclusion of leverage in their investment strategy, a fundamental principle in the realm of real estate investing.

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